Phil has been in the insurance business for nearly 30 years and has specialized in Long-Term Care insurance for 20 years. Phil started as a financial advisor but was then drawn into Long-Term Care insurance after watching a client lose nearly a million dollars of their accumulated investments and their home. At 55, the husband’s nursing home care cost over $6,000 per month. At today’s rates, that care could easily run over $12,000 a month. Phil decided to move into Long-Term Care insurance to help protect his clients from such catastrophic financial downfall. Today, while Phil continues to specialize in LTC insurance, he also offers annuities, final expense, life insurance and Medicare plans.
Phil has been married to the love of his life for over 40 years and they have two fantastic, grown daughters. As animal lovers, Phil and his wife always have collies and shelties underfoot. When Phil isn’t guiding his clients, he enjoys travel, walks, cooking and home remodeling. He has been involved with youth mission work for over 20 years. He is also deeply involved in helping the homeless. He has served as a District Exchange Officer for Rotary and he and his wife have hosted numerous exchange students over the years. Being a committed family man, Phil understand the fears, uncertainties and confusion an injury or illness to a loved one can bring to a family.
“I’m dedicated to using my experience and expertise to educate and help families navigate financial decisions and help them prepare for unforeseen events created by a long term care situation.” – Phil