GoldenCare’s Long-Term Care Licensed Specialists are experts in long-term care planning, including hybrid life/annuity with LTC benefits, short-term care, extended care, home health care, assisted living, and traditional long-term care insurance.
As an independent broker agency, we have access to all the top insurance companies and discounts available to help you find the best option for your needs and budget, while saving you time and money. We never charge any fees for our services.
Please note that premiums and qualifications are based on the age you apply for coverage. An individual in need of care currently will not be eligible for coverage.
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70 percent of 65 years olds will need some type of long-term care services
20 percent will need it for longer than 5 years
Women need care longer (3.7 years) than men (2.2 years)
Family –The last thing most people want is to become a burden to their family.
Home –Most people prefer to get the care they need in the comfort of their own home.
Nest Egg – They don’t want to risk spending the assets they’ve worked a lifetime to accumulate to pay for LTC services.
Our Long-Term Care Specialists work one-on-one to educate you on all of your coverage options and to help guide you in your LTC planning. All of our products are hand-selected from top-rated carriers in the Long-Term Care insurance industry.
Discounts may vary by carrier and state availability.
* Administration on Aging & Administration for Community Living, 02/18/2022.https://acl.gov/lt
“It’s a great relief knowing that I will not be burdening my children with my end stage care. Having seen the great need first hand, I highly recommend this insurance not only for the financial benefit but for the peace of mind knowing it will be there when I need care.”
“Thank you again for all your help with our insurance woes– with Ralph qualifying for the Long-Term Care and myself qualifying for Critical Care due to my health issues.”
"Our GoldenCare LTC Specialist has been extremely helpful from the very beginning. He worked with us to figure out what we could afford and gave us options. When we would express concern about an area, he would go back into his computer, adjust the area of concern, and then present us with another set of options. Even AFTER we were already set up with our policies and could technically contact the insurance companies directly, he has patiently and carefully answered all of our questions and made us feel that we could call him anytime with questions. Great customer service!!!"