What is Long-Term Care?


Whether you are looking for information for yourself, or for a loved one, it is important to understand what Long-Term Care is and how it pertains to you.

Long-Term Care is assistance you need when you no longer can care for yourself. This may be due to an accident, disability, prolonged illness or the simple process of aging.

The need for Long-Term Care may be due to:

  • Inability to perform at least two of the six “Activities of Daily Living” (ADL)
    • ADL= this term refers to a set of common, everyday tasks, performance of which is required for personal self-care and independent living
      • Includes: Eating, Bathing, Dressing, Transferring, Toileting and Continence
  • Memory loss, confusion, or disorientation, sometimes called cognitive impairment
  • Chronic condition or illness
  • Disability caused by an accident or illness
  • Recovering from an acute condition, such as a stroke or an accident