If you think Medicare is free, guess again. Depending on your specific coverage and your use of the health-care system, the amount you pay out-of-pocket could climb well into six-figure territory over the course of your retirement, according to a report from the Employee Benefit Research Institute. “Some are surprised that, after working for decades … Continue reading "Medicare isn’t free. Here’s how much you may need to pay for it in retirement"
Read moreNicole Hansen with Securian Financial and Rick Fuentes with the Minnesota Nurses Association load up a dolly with cases of protective masks at the MNA offices at 345 Randolph Ave. in St. Paul on Saturday, March 21, 2020. Securian had stockpiled protective masks in a warehouse in case of emergency. (John Autey / Pioneer Press) … Continue reading "Securian answers Minnesota nurses’ call for masks in a big way"
Read moreMore than 60 million people ages 65 and older and younger adults with long-term disabilities are covered by Medicare. Due to their older age and higher likelihood of having serious medical conditions than younger adults, virtually all Medicare beneficiaries are at greater risk of becoming seriously ill if they are infected with the new coronavirus that causes … Continue reading "FAQs on Medicare Coverage and Costs Related to COVID-19 Testing and Treatment"
Read moreAs women in their sixties approach retirement, they often feel insecure financially. Planning for retirement is stressful enough, but women face a few additional challenges. Longer lifespans, gender pay gap, and more time (on average) out of the workforce can make saving for a comfortable retirement more difficult for women, whether they are single or … Continue reading "5 Biggest Retirement Worries For Women In Their Sixties"
Read moreIndependence Blue Cross report examines increased dementia diagnoses Dementia and Alzheimer’s disease traditionally have been considered a concern for older generations. But recent spikes in early onset of these conditions in Americans as young as 30 suggest a different story. Between 2013 and 2017, early-onset dementia and Alzheimer’s diagnoses increased by 83% among commercially insured … Continue reading "The number of millennials with early-onset Alzheimer’s disease is surging, report finds"
Read morePlanning for the realities, and misconceptions, of long-term care The phone rings and it’s your client’s son – his aging father’s health has taken a turn for the worst, and the family is now faced with the possibility of having to make rushed, emotional and potentially expensive long-term care decisions. The son is asking … Continue reading "One Conversation Can Make All the Difference"
Read moreWith over five million people in the US with Alzheimer’s/ dementia today and this number expected to grow exponentially every year, it is of vital importance to empower the family and professional caregivers with support and dementia care skills. Providing care that yields positive outcomes for both the person living with Alzheimer’s/dementia and the caregiver … Continue reading "What Every Dementia Caregiver Must Know"
Read moreKARE 11’s Karla Hult is one of them. Only, she prefers to describe Alzheimer’s disease as a series of “so many goodbyes… each one of them, heartbreaking.” MINNEAPOLIS — She sits in front of the man who raised her, served as her role model and supported her throughout life’s most challenging moments. And she misses … Continue reading "Millions of Americans and their families know the journey of the ‘long goodbye’"
Read more— They need special types of help due to the unique challenges by Nursing@Simmons February 2, 2020 Being a primary caregiver for a family member who lives in a different city or state can feel like a full-time job, complete with its own set of stressors and related emotions. “I think caregivers can be disappointed at times,” said Vicki … Continue reading "Strategies for Long-Distance Caregivers"
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