Medicare gives you basic, affordable health coverage as a beneficiary. You cannot be denied Medicare coverage because of pre-existing conditions, and your coverage cannot be canceled if you become sick. Medicare is managed by the Centers for Medicare and Medicaid Services (CMS).
You qualify for Medicare if any of the following applies to you:
If you qualify, you receive Original Medicare, which includes Part A and Part B only.
The Prescription Drug Plan (PDP or Part D) is an optional Medicare program designed to help you pay for prescription drugs. This coverage is added to either Original Medicare or a Medicare Advantage Plan (MAPD). You pay a monthly premium for these plans.
You are eligible for a prescription drug plan (Part D) if any of the following applies:
These plans are run by Medicare-approved private insurance companies. They help cover your prescription drug costs and may lower what you pay, while protecting you from higher expenses in the future. Different companies offer plans with various coverage levels. You must live in the service area of the drug plan you select. Make sure to review the plan’s drug list and coverage to match your prescription needs and costs.
You can enroll in, switch, or drop a Prescription Drug Plan (Part D) during specific times:
Call 1-800-842-7799 to speak with an Insurance Specialist.
Yes, Medicare can cover some home health care services if your doctor orders them, like nursing or physical therapy.
Original Medicare Part A helps pay for hospital stays, including surgery and care during your visit.
Original Medicare usually doesn’t cover dental, vision, or hearing. But some Medicare Advantage Plans may include these benefits.
Yes, there are programs to help lower your Medicare premiums and out-of-pocket costs if you qualify based on income.
You may have to pay a late enrollment penalty, but you can sign up during special enrollment periods if you have other coverage.
Medicare usually doesn’t cover medical care outside the U.S., except in limited cases like emergencies near the border.
When I first became eligible for Medicare last April, Cassandra assisted me in selecting a supplemental policy suited to my needs. She was very helpful, friendly, and took plenty of time to answer my questions. After the first year I was on that policy, it was discontinued. I reached back out to her, and once again she helped me find a suitable policy. She seems to take a genuine interest I’m me and my needs, and you don’t always get service like that. I truly appreciate all her help. Thank you, Cassandra!
Brenda was very helpful to me when I needed to replace my Medicare supplement that was no longer offered. She showed me a variety of plans that I qualified for and settled on one that suited my needs very well. She has made herself available to help answer my questions and her thorough knowledge of these many plans has been appreciated. I would highly recommend her expertise in matters of Medicare supplement plans.
Very helpful in finding a Medicare plan for my grandparents who both have Alzheimer's. They also assisted with my parents Long-Term Care insurance. The nice thing is that this company has access to all the insurance carriers, they're able to help you with the one that is best for an individual's situation.
When I first became eligible for Medicare last April, Cassandra assisted me in selecting a supplemental policy suited to my needs. She was very helpful, friendly, and took plenty of time to answer my questions. After the first year I was on that policy, it was discontinued. I reached back out to her, and once again she helped me find a suitable policy. She seems to take a genuine interest I’m me and my needs, and you don’t always get service like that. I truly appreciate all her help. Thank you, Cassandra!
Brenda was very helpful to me when I needed to replace my Medicare supplement that was no longer offered. She showed me a variety of plans that I qualified for and settled on one that suited my needs very well. She has made herself available to help answer my questions and her thorough knowledge of these many plans has been appreciated. I would highly recommend her expertise in matters of Medicare supplement plans.
Very helpful in finding a Medicare plan for my grandparents who both have Alzheimer's. They also assisted with my parents Long-Term Care insurance. The nice thing is that this company has access to all the insurance carriers, they're able to help you with the one that is best for an individual's situation.
