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Planning For The End
Planning For The End

Let’s face it, many people don’t plan their own funerals. It’s not a fun subject and many people prefer not to talk about it, yet it’s inevitable. Loved ones and family members are then left to plan for a funeral, sift through their loved one’s things and deal with the loss of someone they cared … Continue reading "Planning For The End"

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Understanding Long-Term Care Tax Deductions
Understanding Long-Term Care Tax Deductions

With the tax filing deadline just over one month away, it’s important to understand the tax benefits that come with obtaining long-term care insurance policies.

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CDC Report Details Characteristics of Assisted Living Residents
CDC Report Details Characteristics of Assisted Living Residents

Bathing is the most common activity of daily living with which residents of assisted living or similar residential communities need help, according to a new report from the Centers for Disease Control and Prevention’s National Center for Health Statistics. The report sheds light on the characteristics of the 835,200 residents in such communities who were … Continue reading "CDC Report Details Characteristics of Assisted Living Residents"

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Using Tax Advantages of Life Insurance in Your Financial Plan
Using Tax Advantages of Life Insurance in Your Financial Plan

Hooties Take: Before ruling it out, be sure to understand the numerous financial advantages that life insurance policies may provide.  Many of these benefits can be useful not only in the event of death, but while alive, too. While most people may look at life insurance proceeds simply as a way to pay off debt or to replace … Continue reading "Using Tax Advantages of Life Insurance in Your Financial Plan"

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A Promise Sometimes Impossible to Keep
A Promise Sometimes Impossible to Keep

Hooties Take: While nursing home care is the highest level of long-term care available, it is only one of the many long-term care options.  It’s best to maintain an open, transparent line of communication and put a plan in place with loved ones long before long-term care is needed. Whenever Sarah Harris and her husband, Ernie, drove … Continue reading "A Promise Sometimes Impossible to Keep"

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How Important is Long-Term Care Insurance for Retirees?
How Important is Long-Term Care Insurance for Retirees?

Those who are about to retire know and worry about the fact that at some point, they will need medical care, probably for an extended period. This could be in the form of home-based care or being cared for at a medical center, but either way, the expenses associated with medical and health care are … Continue reading "How Important is Long-Term Care Insurance for Retirees?"

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Healthy Tips for Those Battling Diabetes
Healthy Tips for Those Battling Diabetes

You can’t control everything that can impact your health, such as your genetic makeup, your age, or even your family history of diabetes. However, you can take steps to reach your full health potential, adding years to your life and improving its quality, even if you have been diagnosed with diabetes. Even if you suffer … Continue reading "Healthy Tips for Those Battling Diabetes"

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Stay Golden: Making the Best of Long-Term Care Facilities
Stay Golden: Making the Best of Long-Term Care Facilities

Long-term care facilities are never a fun discussion topic, because of how delicate a conversation they can be.  As we grow older, it’s the last thing we want to think about, but as a loved one grows older, it’s something we’ll eventually have to consider. There’s no facility that’s going to take care of our loved … Continue reading "Stay Golden: Making the Best of Long-Term Care Facilities"

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The Continuum of Long-Term Care
The Continuum of Long-Term Care

 Hootie’s Take: Proper planning can allow you to maximize your time at home before considering costly long-term care facilities. Many receive long-term care at their homes or at community centers or adult day care centers. Institutionalized living is not always required, and proper long-term care planning may allow one to remain at home longer than otherwise … Continue reading "The Continuum of Long-Term Care"

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