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A Promise Sometimes Impossible to Keep
A Promise Sometimes Impossible to Keep

Hooties Take: While nursing home care is the highest level of long-term care available, it is only one of the many long-term care options.  It’s best to maintain an open, transparent line of communication and put a plan in place with loved ones long before long-term care is needed. Whenever Sarah Harris and her husband, Ernie, drove … Continue reading "A Promise Sometimes Impossible to Keep"

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How Important is Long-Term Care Insurance for Retirees?
How Important is Long-Term Care Insurance for Retirees?

Those who are about to retire know and worry about the fact that at some point, they will need medical care, probably for an extended period. This could be in the form of home-based care or being cared for at a medical center, but either way, the expenses associated with medical and health care are … Continue reading "How Important is Long-Term Care Insurance for Retirees?"

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Healthy Tips for Those Battling Diabetes
Healthy Tips for Those Battling Diabetes

You can’t control everything that can impact your health, such as your genetic makeup, your age, or even your family history of diabetes. However, you can take steps to reach your full health potential, adding years to your life and improving its quality, even if you have been diagnosed with diabetes. Even if you suffer … Continue reading "Healthy Tips for Those Battling Diabetes"

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Stay Golden: Making the Best of Long-Term Care Facilities
Stay Golden: Making the Best of Long-Term Care Facilities

Long-term care facilities are never a fun discussion topic, because of how delicate a conversation they can be.  As we grow older, it’s the last thing we want to think about, but as a loved one grows older, it’s something we’ll eventually have to consider. There’s no facility that’s going to take care of our loved … Continue reading "Stay Golden: Making the Best of Long-Term Care Facilities"

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The Continuum of Long-Term Care
The Continuum of Long-Term Care

 Hootie’s Take: Proper planning can allow you to maximize your time at home before considering costly long-term care facilities. Many receive long-term care at their homes or at community centers or adult day care centers. Institutionalized living is not always required, and proper long-term care planning may allow one to remain at home longer than otherwise … Continue reading "The Continuum of Long-Term Care"

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Visiting Long-Term Care Residents During the Holidays
Visiting Long-Term Care Residents During the Holidays

The holidays are an exciting time of year. Holiday music is being played, shopping for those last minute gifts, and a joyful buzz in the air. But what about your loved ones living in long-term care facilities?  Am I able to bring my loved one home?  What tips can I use to make sure a … Continue reading "Visiting Long-Term Care Residents During the Holidays"

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Stay Golden: The Broken Plan
Stay Golden: The Broken Plan

“My grandmother’s “Long-Term Care plan” was when she need extra care she would move into the same Assisted Living Facility that her sisters were living in. Those plans changed when she got dementia. She began to show signs of impairment in her reasoning and judgment. She refused to live in any type of Assisted Living … Continue reading "Stay Golden: The Broken Plan"

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Obamacare Deductibles Leading to More Critical Illness Policies
Obamacare Deductibles Leading to More Critical Illness Policies

 Hootie’s Take: More health insurance with higher deductibles for low income people translates into higher demand for critical illness policies to help cover the gap. Critical illness insurance policies are more popular than ever. A study conducted by Gen Re showed that critical illness gained almost $381 million of new business revenue last year. The number of … Continue reading "Obamacare Deductibles Leading to More Critical Illness Policies"

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Why Work with a GoldenCare Long-Term Care Specialist?
Why Work with a GoldenCare Long-Term Care Specialist?

When you think of all of the pieces in your retirement plan, will you have enough money saved for living expenses? Do you plan to travel or help with your grandchildren’s education? Do you have enough money saved for Long-Term Care expenses should you and/or your spouse need it? With a 70% chance of a … Continue reading "Why Work with a GoldenCare Long-Term Care Specialist?"

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