Michelle Horak

Michelle Horak brings more than a decade of insurance experience to GoldenCare. Michelle’s passion is to make a difference in each of her client’s lives by educating them on long-term care insurance and gaining a full understanding of their long-term healthcare needs. Michelle prides herself on creating a customized plan for each client through her ability to work with multiple providers to find the perfect match. Her dedication to and experience in the long-term care industry is unparalleled. Not only that, but her laugh is infectious and her clients quickly become friends. In her spare time, Michelle enjoys spending time with her family/friends, traveling & cooking. Michelle has held her Property, Casualty, Life & Health license since 1993. Are you ready to explore your options? Michelle is awaiting your call!



“Michelle was awesome! She went above and beyond and we appreciate all of her help.” – Mike and Faith, NY

“Michelle Horak has worked very very hard to get Long Term Care Insurance for my husband. He had health issues. This is a passion for her not just a job. Please give her your highest job performance rating. She has definitely earned it.” – Mary, FL

I discovered that LTC insurance was a complex product going through marketplace changes. My local insurance agent and financial advisor did not seem to be experts in this area. I was looking for someone with expertise and up-to-date knowledge in this very unique insurance area, as well as someone who could work with a variety of companies and products. I found all of this with Michelle. We talked extensively on the phone as she answered all my questions and helped my wife and I decide on a plan. Michelle worked very hard for us and was in regular communication via phone and email. Michelle was indeed, everything I was looking for.” – Dave and Jan, IL

“Thank you, thank you, thank you!!! We are ecstatic that John Hancock accepted us. We appreciate your personal interest in our situation so very much and know that we have the best sales specialist there is in you!” – Curtis and Dedria, KS

My entire career (now retired) has always included some form of sales or sales management, and most recently president and C.E.O. of a computer software company. I have worked with hundreds of sales people and I can honestly say none were more professional, knowledgeable or patient than Michelle Horak. I contacted four agents to help me search for the best long term health care product for my wife and me. If I had to do it over I would have started and ended with Michelle.” – Donnie, TN

She is an exceptional agent that always had my best interest in focus and represented my case to the underwriters in a fair and expedient manner. She is honest, competent and very positive. I would highly recommend her to all my family and friends that express a need for LTC insurance. Thank you.” – Karen, SC